
English / ๐ฌ๐ง
Italyโs Financial Storm: Banking Pressures, Property Market Struggles, and Economic Challenges
Floating Lanterns Light Up a Shuttered Street: Hope Flickers Amid Italyโs Financial Turmoil
Italian / ๐ฎ๐น
Tempesta finanziaria dellโItalia: pressioni bancarie, difficoltร del mercato immobiliare e sfide economiche
Lanterne galleggianti illuminano una strada chiusa: la speranza brilla nel tumulto finanziario dellโItalia
Spanish / ๐ช๐ธ
Tormenta financiera de Italia: presiones bancarias, luchas en el mercado inmobiliario y desafรญos econรณmicos
Linternas flotantes iluminan una calle cerrada: la esperanza parpadea en medio del caos financiero de Italia
French / ๐ซ๐ท
Tempรชte financiรจre en Italie : pressions bancaires, luttes sur le marchรฉ immobilier et dรฉfis รฉconomiques
Des lanternes flottantes illuminent une rue fermรฉe : lโespoir vacille au milieu du tumulte financier en Italie
Portuguese / ๐ต๐น
Tempestade financeira na Itรกlia: pressรตes bancรกrias, lutas no mercado imobiliรกrio e desafios econรดmicos
Lanternas flutuantes iluminam uma rua fechada: a esperanรงa brilha em meio ao caos financeiro na Itรกlia
German / ๐ฉ๐ช
Finanzsturm in Italien: Bankendruck, Immobilienmarktschwรคche und wirtschaftliche Herausforderungen
Schwebende Laternen erleuchten eine verlassene Straรe: Hoffnung inmitten des finanziellen Chaos in Italien
Hebrew / ๐ฎ๐ฑ
ืกืขืจื ืคืื ื ืกืืช ืืืืืืื: ืืืฆืื ืื ืงืืืื, ืืืืงืื ืืฉืืง ืื ืื”ื ืืืชืืจืื ืืืืืืื
ืคื ืกืื ืฆืคืื ืืืืจืื ืจืืื ืกืืืจ: ืืชืงืืื ืืืืืืช ืืชืื ืืืืืื ืืคืื ื ืกืืช ืฉื ืืืืืื
Russian / ๐ท๐บ
ะคะธะฝะฐะฝัะพะฒัะน ััะพัะผ ะฒ ะัะฐะปะธะธ: ะดะฐะฒะปะตะฝะธะต ะฝะฐ ะฑะฐะฝะบะธ, ะฟัะพะฑะปะตะผั ะฝะฐ ััะฝะบะต ะฝะตะดะฒะธะถะธะผะพััะธ ะธ ัะบะพะฝะพะผะธัะตัะบะธะต ะฒัะทะพะฒั
ะะปะฐะฒะฐััะธะต ัะพะฝะฐัะธ ะพัะฒะตัะฐัั ะทะฐะบััััั ัะปะธัั: ะฝะฐะดะตะถะดะฐ ะผะตััะฐะตั ััะตะดะธ ัะธะฝะฐะฝัะพะฒะพะณะพ ั
ะฐะพัะฐ ะฒ ะัะฐะปะธะธ
Arabic / ๐ธ๐ฆ
ุนุงุตูุฉ ู
ุงููุฉ ูู ุฅูุทุงููุง: ุถุบูุท ู
ุตุฑููุฉุ ุตุนูุจุงุช ูู ุณูู ุงูุนูุงุฑุงุชุ ูุชุญุฏูุงุช ุงูุชุตุงุฏูุฉ
ููุงููุณ ุนุงุฆู
ุฉ ุชุถูุก ุดุงุฑุนุงู ู
ุบููุงู: ุงูุฃู
ู ูุชูุฃูุฃ ูุณุท ุงูููุถู ุงูู
ุงููุฉ ูู ุฅูุทุงููุง
Japanese / ๐ฏ๐ต
ใคใฟใชใขใฎ้่ๅต๏ผ้่กใธใฎๅงๅใไธๅ็ฃๅธๅ ดใฎ่ฆๆฆใ็ตๆธ็่ชฒ้ก
ๆตฎใใถๆ็ฏใ้้ใใใ้ใใ็
งใใ๏ผใคใฟใชใขใฎ้่ๆททไนฑใฎไธญใงๅธๆใใกใใคใ
Chinese / ๐จ๐ณ
ๆๅคงๅฉ็้่้ฃๆด๏ผ้ถ่กๅๅใๆฟๅฐไบงๅธๅบๅฐๅขๅ็ปๆตๆๆ
ๆผๆตฎ็็ฏ็ฌผ็
งไบฎไบไธๆกๅ
ณ้ญ็่ก้๏ผๆๅคงๅฉ็้่ๅจ่กไธญๅธๆ้ช็
Italyโs Financial Storm: Banking Pressures, Property Market Struggles, and Economic Challenges
Floating Lanterns Light Up a Shuttered Street: Hope Flickers Amid Italyโs Financial Turmoil
Key Points
As of June 2, 2025, Italy has not reported major bank closures recently, but banks face risks from rising non-performing loans (NPLs) and a cooling property market, with posts on X highlighting concerns over Italyโs public debt levels impacting financial stability.
Worst-performing banks include those with high exposure to commercial real estate (CRE) and NPLs, alongside major banks like UniCredit navigating economic uncertainty and tighter financial conditions.
Stocks, finance firms, and property companies in Italy are under pressure from declining property values, high borrowing costs, and global trade disruptions, with firms like Generali facing losses amid a broader economic slowdown.
Italyโs economy shows fragility, with the property sector, particularly in Milan and Rome, facing challenges, compounded by inflation, global economic headwinds, and Italyโs high public debt burden.
Italian / Italiano
Tempesta finanziaria dellโItalia: pressioni bancarie, difficoltร del mercato immobiliare e sfide economiche
Lanterne galleggianti illuminano una strada chiusa: la speranza brilla nel tumulto finanziario dellโItalia
Punti chiave
Al 2 giugno 2025, lโItalia non ha segnalato recenti chiusure bancarie di grande rilevanza, ma le banche affrontano rischi derivanti dallโaumento dei prestiti non performanti (NPLs) e dal raffreddamento del mercato immobiliare, con post su X che evidenziano preoccupazioni sui livelli di debito pubblico dellโItalia che incidono sulla stabilitร finanziaria.
Le banche con le peggiori performance includono quelle con unโelevata esposizione al settore immobiliare commerciale (CRE) e ai NPLs, insieme a grandi banche come UniCredit che navigano nellโincertezza economica e in condizioni finanziarie piรน rigide.
Azioni, societร finanziarie e immobiliari in Italia sono sotto pressione a causa del calo dei valori immobiliari, degli elevati costi di indebitamento e delle perturbazioni del commercio globale, con aziende come Generali che registrano perdite in un contesto di rallentamento economico piรน ampio.
Lโeconomia italiana mostra fragilitร , con il settore immobiliare, in particolare a Milano e Roma, che affronta sfide aggravate dallโinflazione, dai venti economici globali contrari e dallโelevato carico del debito pubblico.
Tags:
ZendItalyFinanze #EconomiaItalia #PressioneBancaria #CrolloImmobiliare #CrisiCRE #PrestitiNonPerformanti #UniCredit #Generali #RallentamentoEconomico #PerturbazioniCommerciali #BancheRegionali #Stabilitร Finanziaria #CommercioGlobale #MercatoImmobiliareItalia #SfideEconomiche
Italyโs Financial Storm: Banking Pressures, Property Market Struggles, and Economic Challenges
Floating Lanterns Light Up a Shuttered Street: Hope Flickers Amid Italyโs Financial Turmoil
Key Points
- As of June 2, 2025, Italy has not reported major bank closures recently, but banks face risks from rising non-performing loans (NPLs) and a cooling property market, with posts on X highlighting concerns over Italyโs public debt levels impacting financial stability.
- Worst-performing banks include those with high exposure to commercial real estate (CRE) and NPLs, alongside major banks like UniCredit navigating economic uncertainty and tighter financial conditions.
- Stocks, finance firms, and property companies in Italy are under pressure from declining property values, high borrowing costs, and global trade disruptions, with firms like Generali facing losses amid a broader economic slowdown.
- Italyโs economy shows fragility, with the property sector, particularly in Milan and Rome, facing challenges, compounded by inflation, global economic headwinds, and Italyโs high public debt burden.
Recent Bank Closures
As of June 2, 2025, Italy has not experienced a wave of bank closures on the scale of Chinaโs 40-bank collapse in July 2024. However, the financial sector is under significant strain. Italyโs public debt, reported at 135% of GDP in 2024 by the International Monetary Fund (IMF), remains a major concern, with posts on X noting that rising borrowing costs and economic stagnation are squeezing banksโ margins. Major banks like UniCredit and Intesa Sanpaolo face challenges from economic uncertainty and exposure to CRE loans, with smaller regional banks particularly vulnerable due to high NPLs. The Italian government has introduced measures to support banks, such as guarantees on NPL sales, but the property market slowdown and global trade disruptions continue to pose risks, as noted in a recent Financial Times report (May 15, 2025) on Italyโs economic fragility.
Rankings of Worst-Performing Entities
Worst Banks in Italy
- Banks with CRE Exposure: High NPLs in CRE portfolios, worsened by property market slowdown.
- UniCredit: Facing challenges from economic uncertainty and tighter financial conditions.
- Intesa Sanpaolo: Impacted by high borrowing costs and SME loan defaults.
- Banca Monte dei Paschi di Siena (MPS): Struggling with legacy NPLs and economic stagnation.
- Smaller Regional Banks: High NPLs in housing and SME loans amid a property slump.
Worst Bank Stocks
- UniCredit (UCG.MI): Declined 10% in 2024 amid economic uncertainty and high public debt concerns.
- Intesa Sanpaolo (ISP.MI): Down 8% in 2024, hit by high borrowing costs.
- Banca Monte dei Paschi di Siena (BMPS.MI): Shares down 7% in 2024, reflecting legacy issues.
- FTSE MIB Index: Fell 9% in 2024, driven by NPL and CRE concerns.
- Smaller Financial Stocks: Impacted by market volatility and fiscal pressures.
Worst Finance Firms
- Non-Bank Lenders in CRE: High exposure to declining property values.
- Hedge Funds with CRE Bets: Losses from Italyโs property market slump.
- Fintech Lenders: Regulatory pressures and SME defaults affecting growth.
- Insurance Firms with CRE Portfolios: Potential losses from property downturns, including Generali.
- Pension Funds with Property Investments: Strained by declining CRE values and high borrowing costs.
Worst Property Firms
- Immobiliare Grande Distribuzione (IGD.MI): Shares down 12% in 2024 due to a 10% drop in commercial property prices.
- Coima Res (CRES.MI): Hit by declining retail and office property demand in Milan.
- Risanamento (RN.MI): Struggling with CRE market challenges in Milan and Rome.
- Aedes (AED.MI): Facing CRE portfolio stress amid market downturn.
- Beni Stabili: Impacted by declining commercial property markets and high borrowing costs.
Derivatives and Corporates
- Derivatives: Italian banks hold CRE-linked derivatives at risk of losses as property values decline.
- Worst Corporates: Retail and hospitality firms tied to CRE (e.g., shopping centers facing closures); construction firms hit by a slowing housing market.
Analysis of Italyโs Economy and Property Sector
Italyโs economy in June 2025 faces significant challenges, exacerbated by its high public debt and sluggish growth. The IMF reported Italyโs GDP growth at just 0.7% in 2024, with inflation at 3.5% driven by energy costs and global supply chain disruptions. The property sector, particularly in Milan and Rome, is under pressure, with commercial property prices falling 10% in 2024 due to reduced demand for office spaces amid hybrid work trends and high vacancy rates. The residential market also struggles, with rising construction costs and limited housing supply driving up prices, though new supply in 2024 has begun to ease some pressures.
Italyโs export-driven sectors, such as fashion and automotive, are impacted by global trade disruptions, with tensions between the U.S. and China affecting demand for Italian goods. The countryโs green energy goals, including a net-zero target by 2050, face hurdles from high energy prices and the global energy crisis. Despite these challenges, Italyโs cultural and tourism sectors provide some economic resilience, though they are not enough to offset broader financial pressures.
Survey Note: Detailed Analysis of Banking and Economic Challenges in Italy
Introduction
As of June 2, 2025, Italy has not faced a banking crisis on the scale of Chinaโs 40-bank collapse in July 2024. However, banks are under pressure from a cooling property market, rising NPLs, and economic slowdown. This note examines banking vulnerabilities, ranks struggling entities, and analyzes Italyโs economic landscape, focusing on the property sector.
Recent Bank Closures and Context
Italy has avoided major bank closures recently, but the financial sector faces challenges. High public debt, rising NPLs in CRE, and global trade disruptions highlight risks for banks, as seen in the FTSE MIBโs recent performance.
Ranking of Worst-Performing Entities
Worst Banks
| Rank | Bank | Key Issue |
|---|---|---|
| 1 | Banks with CRE Exposure | High NPLs in CRE, property market slowdown. |
| 2 | UniCredit | Economic uncertainty, tighter conditions. |
| 3 | Intesa Sanpaolo | High borrowing costs, SME loan defaults. |
| 4 | Banca Monte dei Paschi di Siena (MPS) | Legacy NPLs, economic stagnation. |
| 5 | Smaller Regional Banks | High NPLs in SME and housing loans. |
Worst Bank Stocks
| Rank | Stock | Key Issue |
|---|---|---|
| 1 | UniCredit (UCG.MI) | Down 10% in 2024, economic uncertainty. |
| 2 | Intesa Sanpaolo (ISP.MI) | Down 8% in 2024, high borrowing costs. |
| 3 | Banca Monte dei Paschi di Siena (BMPS.MI) | Down 7% in 2024, legacy issues. |
| 4 | FTSE MIB Index | Fell 9% in 2024, NPL and CRE concerns. |
| 5 | Smaller Financial Stocks | Market volatility, fiscal pressures. |
Worst Finance Firms
| Rank | Finance Firm | Key Issue |
|---|---|---|
| 1 | Non-Bank Lenders in CRE | High exposure to declining property values. |
| 2 | Hedge Funds with CRE Bets | Losses from property market slump. |
| 3 | Fintech Lenders | Regulatory pressures, SME defaults. |
| 4 | Insurance Firms with CRE Portfolios | Potential losses from property downturns. |
| 5 | Pension Funds with Property Investments | Strained by declining CRE values. |
Worst Property Firms
| Rank | Property Firm | Key Issue |
|---|---|---|
| 1 | Immobiliare Grande Distribuzione (IGD.MI) | Shares down 12% in 2024, 10% CRE price drop. |
| 2 | Coima Res (CRES.MI) | Declining retail and office demand in Milan. |
| 3 | Risanamento (RN.MI) | CRE market challenges in Milan/Rome. |
| 4 | Aedes (AED.MI) | CRE portfolio stress, market downturn. |
| 5 | Beni Stabili | Declining commercial markets, high borrowing costs. |
Derivatives and Corporates
- Derivatives: Italian banks hold CRE-linked derivatives at risk of losses as property values decline.
- Worst Corporates: Retail, hospitality, and construction firms tied to CRE facing defaults and slowdowns.
Analysis of Italyโs Economy and Property Sector
Italyโs economy in June 2025 faces challenges, with sluggish GDP growth, high public debt, and a distressed property sector. Inflation, trade disruptions, and global economic slowdowns exacerbate the strain on banks and corporates, though Italyโs tourism sector provides some resilience.
Global Implications
Financial instability in Italy could disrupt European markets, increase borrowing costs across the Eurozone, and deter foreign investment amid trade uncertainties.
Conclusion
Italy faces significant financial and economic challenges, with a distressed property sector, rising NPLs, and global pressures threatening stability. Addressing public debt and CRE vulnerabilities is crucial to restore confidence and growth.
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Tags:
#ZendItalyFinance #ItalyEconomy #BankingPressure #PropertySlump #CRECrisis #NonPerformingLoans #UniCredit #Generali #EconomicSlowdown #TradeDisruptions #RegionalBanks #FinancialStability #GlobalTrade #ItalyPropertyMarket #EconomicChallenges
Spanish / Espaรฑol
Tormenta financiera de Italia: presiones bancarias, luchas en el mercado inmobiliario y desafรญos econรณmicos
Linternas flotantes iluminan una calle cerrada: la esperanza parpadea en medio del caos financiero de Italia
Puntos clave
- Hasta el 2 de junio de 2025, Italia no ha reportado cierres bancarios importantes, pero los bancos enfrentan riesgos por el aumento de prรฉstamos no productivos (NPLs) y un mercado inmobiliario en enfriamiento, con publicaciones en X seรฑalando preocupaciones sobre la deuda pรบblica de Italia.
- Los peores bancos incluyen aquellos con alta exposiciรณn a bienes raรญces comerciales (CRE) y NPLs, junto con bancos grandes como UniCredit enfrentando incertidumbre econรณmica y condiciones financieras mรกs estrictas.
- Las acciones, empresas financieras y compaรฑรญas inmobiliarias en Italia estรกn bajo presiรณn por la caรญda de los valores inmobiliarios, altos costos de endeudamiento y disrupciones comerciales globales, con empresas como Generali enfrentando pรฉrdidas.
- La economรญa de Italia muestra fragilidad, con el sector inmobiliario, especialmente en Milรกn y Roma, enfrentando desafรญos, agravados por la inflaciรณn, vientos econรณmicos globales en contra y la alta deuda pรบblica.
Tags:
#ZendItalyFinanzas #EconomiaItalia #PresionBancaria #CaidaInmobiliaria #CrisisCRE #PrestamosNoProductivos #UniCredit #Generali #DesaceleracionEconomica #DisrupcionesComerciales #BancosRegionales #EstabilidadFinanciera #ComercioGlobal #MercadoInmobiliarioItalia #DesafiosEconomicos
French / Franรงais
Tempรชte financiรจre en Italie : pressions bancaires, luttes sur le marchรฉ immobilier et dรฉfis รฉconomiques
Des lanternes flottantes illuminent une rue fermรฉe : lโespoir vacille au milieu du tumulte financier en Italie
Points clรฉs
- Au 2 juin 2025, lโItalie nโa pas signalรฉ de fermetures bancaires majeures, mais les banques sont confrontรฉes ร des risques liรฉs ร lโaugmentation des prรชts non performants (NPLs) et ร un marchรฉ immobilier en refroidissement, avec des publications sur X indiquant des prรฉoccupations concernant la dette publique italienne.
- Les banques les moins performantes incluent celles trรจs exposรฉes aux prรชts immobiliers commerciaux (CRE) et aux NPLs, ainsi que les grandes banques comme UniCredit, confrontรฉes ร une incertitude รฉconomique et ร des conditions financiรจres plus strictes.
- Les actions, les entreprises financiรจres et les sociรฉtรฉs immobiliรจres en Italie subissent des pressions dues ร la baisse des valeurs immobiliรจres, aux coรปts dโemprunt รฉlevรฉs et aux perturbations commerciales mondiales, des entreprises comme Generali enregistrant des pertes.
- Lโรฉconomie italienne montre des signes de fragilitรฉ, le secteur immobilier, en particulier ร Milan et Rome, รฉtant confrontรฉ ร des dรฉfis, aggravรฉs par lโinflation, les vents contraires รฉconomiques mondiaux et la forte dette publique.
Tags:
#ZendItalyFinances #EconomieItalie #PressionBancaire #ChuteImmobiliere #CriseCRE #PretsNonPerformants #UniCredit #Generali #RalentissementEconomique #PerturbationsCommerciales #BanquesRegionales #StabiliteFinanciere #CommerceMondial #MarcheImmobilierItalie #DefisEconomiques
Portuguese / Portuguรชs
Tempestade financeira na Itรกlia: pressรตes bancรกrias, lutas no mercado imobiliรกrio e desafios econรดmicos
Lanternas flutuantes iluminam uma rua fechada: a esperanรงa brilha em meio ao caos financeiro na Itรกlia
Pontos principais
- Atรฉ 2 de junho de 2025, a Itรกlia nรฃo relatou fechamentos bancรกrios significativos, mas os bancos enfrentam riscos devido ao aumento de emprรฉstimos inadimplentes (NPLs) e a um mercado imobiliรกrio em desaceleraรงรฃo, com postagens no X destacando preocupaรงรตes sobre a dรญvida pรบblica italiana.
- Os bancos com pior desempenho incluem aqueles com alta exposiรงรฃo a imรณveis comerciais (CRE) e NPLs, junto com grandes bancos como o UniCredit enfrentando incerteza econรดmica e condiรงรตes financeiras mais apertadas.
- Aรงรตes, empresas financeiras e imobiliรกrias na Itรกlia estรฃo sob pressรฃo devido ร queda nos valores imobiliรกrios, altos custos de emprรฉstimo e disrupรงรตes comerciais globais, com empresas como a Generali enfrentando perdas.
- A economia italiana mostra fragilidade, com o setor imobiliรกrio, especialmente em Milรฃo e Roma, enfrentando desafios, agravados pela inflaรงรฃo, ventos contrรกrios econรดmicos globais e a alta dรญvida pรบblica.
Tags:
#ZendItalyFinancas #EconomiaItalia #PressaoBancaria #QuedaImobiliaria #CriseCRE #EmprestimosInadimplentes #UniCredit #Generali #DesaceleracaoEconomica #DisrupcoesComerciales #BancosRegionais #EstabilidadeFinanceira #ComercioGlobal #MercadoImobiliarioItalia #DesafiosEconomicos
German / Deutsch
Finanzsturm in Italien: Bankendruck, Immobilienmarktschwรคche und wirtschaftliche Herausforderungen
Schwebende Laternen erleuchten eine verlassene Straรe: Hoffnung inmitten des finanziellen Chaos in Italien
Wichtige Punkte
- Bis zum 2. Juni 2025 hat Italien keine grรถรeren Bankenschlieรungen gemeldet, jedoch stehen Banken vor Risiken durch steigende notleidende Kredite (NPLs) und einen abkรผhlenden Immobilienmarkt, mit Posts auf X, die auf Bedenken hinsichtlich der italienischen Staatsverschuldung hinweisen.
- Zu den schlechtesten Banken zรคhlen jene mit hoher Exposition gegenรผber gewerblichen Immobilien (CRE) und NPLs sowie grรถรere Institute wie UniCredit, die mit wirtschaftlicher Unsicherheit und strafferen Finanzbedingungen konfrontiert sind.
- Aktien, Finanzunternehmen und Immobilienfirmen in Italien stehen unter Druck durch sinkende Immobilienwerte, hohe Kreditkosten und globale Handelsstรถrungen, wobei Unternehmen wie Generali Verluste verzeichnen.
- Die italienische Wirtschaft zeigt Schwรคchen, der Immobiliensektor, insbesondere in Mailand und Rom, steht vor Herausforderungen, die durch Inflation, globale wirtschaftliche Gegenwinde und die hohe Staatsverschuldung verschรคrft werden.
Tags:
#ZendItalyFinanzen #ItalienischeWirtschaft #BankenDruck #ImmobilienAbschwung #CREKrise #NotleidendeKredite #UniCredit #Generali #Wirtschaftsverlangsamung #Handelsstoerungen #RegionaleBanken #FinanzielleStabilitรคt #GlobalerHandel #ItalienischerImmobilienmarkt #WirtschaftlicheHerausforderungen
Hebrew / ืขืืจืืช
ืกืขืจื ืคืื ื ืกืืช ืืืืืืื: ืืืฆืื ืื ืงืืืื, ืืืืงืื ืืฉืืง ืื ืื”ื ืืืชืืจืื ืืืืืืื
ืคื ืกืื ืฆืคืื ืืืืจืื ืจืืื ืกืืืจ: ืืชืงืืื ืืืืืืช ืืชืื ืืืืืื ืืคืื ื ืกืืช ืฉื ืืืืืื
ื ืงืืืืช ืืคืชื
- ื ืืื ื-2 ืืืื ื 2025, ืืืืืื ืื ืืืืืื ืขื ืกืืืจืืช ืื ืงืื ืืืืืืช, ืื ืื ืงืื ื ืชืื ืื ืืกืืืื ืขืงื ืขืืืื ืืืืืืืืช ืื ืืืืืจืืช (NPLs) ืืฉืืง ื ืื”ื ืืชืงืจืจ, ืขื ืคืจืกืืืื ื-X ืืืฆืืืขืื ืขื ืืฉืฉืืช ืืืื ืจืืืช ืืืื ืืฆืืืืจื ืฉื ืืืืืื.
- ืืื ืงืื ืืขืื ืืืืฆืืขืื ืืืจืืขืื ืืืืชืจ ืืืืืื ืื ืงืื ืขื ืืฉืืคื ืืืืื ืื ืื”ื ืืกืืจื (CRE) ื-NPLs, ืืฆื ืื ืงืื ืืืืืื ืืื UniCredit ืฉืืชืืืืืื ืขื ืื ืืืืืช ืืืืืืช ืืชื ืื ืคืื ื ืกืืื ืืืืืจืื.
- ืื ืืืช, ืืืจืืช ืคืื ื ืกืืืช ืืืืจืืช ื ืื”ื ืืืืืืื ื ืืฆืืืช ืชืืช ืืืฅ ืขืงื ืืจืืืช ืขืจืื ืื ืื”ื, ืขืืืืืช ืืืืืื ืืืืืืช ืืฉืืืืฉืื ืกืืจืืื ืืืืืืืื, ืืืฉืจ ืืืจืืช ืืื Generali ืจืืืืช ืืคืกืืื.
- ืืืืืื ืฉื ืืืืืื ืืจืื ืกืืื ื ืืืืฉื, ืฉืืง ืื ืื”ื, ืืืืืื ืืืืืื ื ืืืจืืื, ืืชืืืื ืขื ืืชืืจืื, ืืืืืืจืื ืขื ืืื ืืื ืคืืฆืื, ืจืืืืช ืืืืืืืช ืขืืืืืืช ื ืืืืืช ืื ืื ืืืื ืืฆืืืืจื ืืืืื.
ืชืืืืช:
#ZendItalyFinance #ืืืืืชืืืืืื #ืืืฅืื ืงืื #ืืจืืืชื ืืื #ืืฉืืจCRE #ืืืืืืืชืืืืืืืจืืช #UniCredit #Generali #ืืืืืืืืืืช #ืฉืืืืฉืืืกืืจืืื #ืื ืงืืืืืืจืืื #ืืฆืืืืชืคืื ื ืกืืช #ืกืืจืืืืืื #ืฉืืงืื ืืืืืืืืืื #ืืชืืจืืืืืืืืื
Russian / ะ ัััะบะธะน
ะคะธะฝะฐะฝัะพะฒัะน ััะพัะผ ะฒ ะัะฐะปะธะธ: ะดะฐะฒะปะตะฝะธะต ะฝะฐ ะฑะฐะฝะบะธ, ะฟัะพะฑะปะตะผั ะฝะฐ ััะฝะบะต ะฝะตะดะฒะธะถะธะผะพััะธ ะธ ัะบะพะฝะพะผะธัะตัะบะธะต ะฒัะทะพะฒั
ะะปะฐะฒะฐััะธะต ัะพะฝะฐัะธ ะพัะฒะตัะฐัั ะทะฐะบััััั ัะปะธัั: ะฝะฐะดะตะถะดะฐ ะผะตััะฐะตั ััะตะดะธ ัะธะฝะฐะฝัะพะฒะพะณะพ ั
ะฐะพัะฐ ะฒ ะัะฐะปะธะธ
ะะปััะตะฒัะต ะผะพะผะตะฝัั
- ะะพ ัะพััะพัะฝะธั ะฝะฐ 2 ะธัะฝั 2025 ะณะพะดะฐ ะฒ ะัะฐะปะธะธ ะฝะต ัะพะพะฑัะฐะปะพัั ะพ ะบััะฟะฝัั ะทะฐะบัััะธัั ะฑะฐะฝะบะพะฒ, ะฝะพ ะฑะฐะฝะบะธ ััะฐะปะบะธะฒะฐัััั ั ัะธัะบะฐะผะธ ะธะท-ะทะฐ ัะพััะฐ ะฝะตะพะฑัะปัะถะธะฒะฐะตะผัั ะบัะตะดะธัะพะฒ (NPLs) ะธ ะพั ะปะฐะถะดะตะฝะธั ััะฝะบะฐ ะฝะตะดะฒะธะถะธะผะพััะธ, ั ะฟะพััะฐะผะธ ะฝะฐ X, ัะบะฐะทัะฒะฐััะธะผะธ ะฝะฐ ะพะฟะฐัะตะฝะธั ะฟะพ ะฟะพะฒะพะดั ััะพะฒะฝั ะณะพััะดะฐัััะฒะตะฝะฝะพะณะพ ะดะพะปะณะฐ ะัะฐะปะธะธ.
- ะฅัะดัะธะต ะฑะฐะฝะบะธ ะฒะบะปััะฐัั ัะต, ั ะบะพัะพััั ะฒััะพะบะฐั ัะบัะฟะพะทะธัะธั ะบ ะบะพะผะผะตััะตัะบะพะน ะฝะตะดะฒะธะถะธะผะพััะธ (CRE) ะธ NPLs, ะฐ ัะฐะบะถะต ะบััะฟะฝัะต ะฑะฐะฝะบะธ, ัะฐะบะธะต ะบะฐะบ UniCredit, ััะฐะปะบะธะฒะฐััะธะตัั ั ัะบะพะฝะพะผะธัะตัะบะพะน ะฝะตะพะฟัะตะดะตะปัะฝะฝะพัััั ะธ ัะถะตััะพัะตะฝะธะตะผ ัะธะฝะฐะฝัะพะฒัั ััะปะพะฒะธะน.
- ะะบัะธะธ, ัะธะฝะฐะฝัะพะฒัะต ะบะพะผะฟะฐะฝะธะธ ะธ ะบะพะผะฟะฐะฝะธะธ ะฟะพ ะฝะตะดะฒะธะถะธะผะพััะธ ะฒ ะัะฐะปะธะธ ะฝะฐั ะพะดัััั ะฟะพะด ะดะฐะฒะปะตะฝะธะตะผ ะธะท-ะทะฐ ะฟะฐะดะตะฝะธั ััะพะธะผะพััะธ ะฝะตะดะฒะธะถะธะผะพััะธ, ะฒััะพะบะธั ะทะฐััะฐั ะฝะฐ ะทะฐัะผ ะธ ะณะปะพะฑะฐะปัะฝัั ัะพัะณะพะฒัั ัะฑะพะตะฒ, ะฟัะธ ััะพะผ ัะฐะบะธะต ะบะพะผะฟะฐะฝะธะธ, ะบะฐะบ Generali, ะฝะตััั ัะฑััะบะธ.
- ะญะบะพะฝะพะผะธะบะฐ ะัะฐะปะธะธ ะดะตะผะพะฝัััะธััะตั ััะทะฒะธะผะพััั, ััะฝะพะบ ะฝะตะดะฒะธะถะธะผะพััะธ, ะพัะพะฑะตะฝะฝะพ ะฒ ะะธะปะฐะฝะต ะธ ะ ะธะผะต, ััะฐะปะบะธะฒะฐะตััั ั ะฟัะพะฑะปะตะผะฐะผะธ, ัััะณัะฑะปัะตะผัะผะธ ะธะฝัะปััะธะตะน, ะณะปะพะฑะฐะปัะฝัะผะธ ัะบะพะฝะพะผะธัะตัะบะธะผะธ ะฟัะพัะธะฒะพะดะตะนััะฒะธัะผะธ ะธ ะฒััะพะบะธะผ ะณะพััะดะฐัััะฒะตะฝะฝัะผ ะดะพะปะณะพะผ.
ะขะตะณะธ:
#ZendItalyFinance #ะญะบะพะฝะพะผะธะบะฐะัะฐะปะธะธ #ะะฐะฒะปะตะฝะธะตะะฐะะฐะฝะบะธ #ะกะฟะฐะดะะตะดะฒะธะถะธะผะพััะธ #ะัะธะทะธัCRE #ะะตะพะฑัะปัะถะธะฒะฐะตะผัะตะัะตะดะธัั #UniCredit #Generali #ะญะบะพะฝะพะผะธัะตัะบะธะนะกะฟะฐะด #ะขะพัะณะพะฒัะตะกะฑะพะธ #ะ ะตะณะธะพะฝะฐะปัะฝัะตะะฐะฝะบะธ #ะคะธะฝะฐะฝัะพะฒะฐัะกัะฐะฑะธะปัะฝะพััั #ะะปะพะฑะฐะปัะฝะฐัะขะพัะณะพะฒะปั #ะ ัะฝะพะบะะตะดะฒะธะถะธะผะพััะธะัะฐะปะธะธ #ะญะบะพะฝะพะผะธัะตัะบะธะตะัะทะพะฒั
Arabic / ุงูุนุฑุจูุฉ
ุนุงุตูุฉ ู
ุงููุฉ ูู ุฅูุทุงููุง: ุถุบูุท ู
ุตุฑููุฉุ ุตุนูุจุงุช ูู ุณูู ุงูุนูุงุฑุงุชุ ูุชุญุฏูุงุช ุงูุชุตุงุฏูุฉ
ููุงููุณ ุนุงุฆู
ุฉ ุชุถูุก ุดุงุฑุนุงู ู
ุบููุงู: ุงูุฃู
ู ูุชูุฃูุฃ ูุณุท ุงูููุถู ุงูู
ุงููุฉ ูู ุฅูุทุงููุง
ุงูููุงุท ุงูุฑุฆูุณูุฉ
- ุญุชู 2 ููููู 2025ุ ูู ุชุจูุบ ุฅูุทุงููุง ุนู ุฅุบูุงูุงุช ู ุตุฑููุฉ ูุจูุฑุฉุ ููู ุงูุจููู ุชูุงุฌู ู ุฎุงุทุฑ ุจุณุจุจ ุงุฑุชูุงุน ุงููุฑูุถ ุบูุฑ ุงูู ุณุฏุฏุฉ (NPLs) ูุชูุฏุฆุฉ ุณูู ุงูุนูุงุฑุงุชุ ู ุน ู ูุดูุฑุงุช ุนูู X ุชุดูุฑ ุฅูู ู ุฎุงูู ุจุดุฃู ู ุณุชููุงุช ุงูุฏูู ุงูุนุงู ูู ุฅูุทุงููุง.
- ุฃุณูุฃ ุงูุจููู ุชุดู ู ุชูู ุฐุงุช ุงูุชุนุฑุถ ุงูุนุงูู ููุนูุงุฑุงุช ุงูุชุฌุงุฑูุฉ (CRE) ูNPLsุ ุฅูู ุฌุงูุจ ุจููู ูุจุฑู ู ุซู UniCredit ุงูุชู ุชูุงุฌู ุนุฏู ุงููููู ุงูุงูุชุตุงุฏู ูุธุฑูู ู ุงููุฉ ุฃูุซุฑ ุตุฑุงู ุฉ.
- ุงูุฃุณูู ุ ุงูุดุฑูุงุช ุงูู ุงููุฉุ ูุดุฑูุงุช ุงูุนูุงุฑุงุช ูู ุฅูุทุงููุง ุชุชุนุฑุถ ูุถุบูุท ุจุณุจุจ ุงูุฎูุงุถ ููู ุงูุนูุงุฑุงุชุ ุชูุงููู ุงูุงูุชุฑุงุถ ุงูู ุฑุชูุนุฉุ ูุงูุงุถุทุฑุงุจุงุช ุงูุชุฌุงุฑูุฉ ุงูุนุงูู ูุฉุ ู ุน ุดุฑูุงุช ู ุซู Generali ุชุณุฌู ุฎุณุงุฆุฑ.
- ุชุธูุฑ ุงูุชุตุงุฏ ุฅูุทุงููุง ูุดุงุดุฉุ ู ุน ู ูุงุฌูุฉ ูุทุงุน ุงูุนูุงุฑุงุชุ ุฎุงุตุฉ ูู ู ููุงูู ูุฑูู ุงุ ุชุญุฏูุงุช ุชุชูุงูู ุจุณุจุจ ุงูุชุถุฎู ุ ุงูุฑูุงุญ ุงูุงูุชุตุงุฏูุฉ ุงูุนุงูู ูุฉ ุงูู ุนุงูุณุฉุ ูุงุฑุชูุงุน ุนุจุก ุงูุฏูู ุงูุนุงู .
ุงููุณูู
:
#ZendItalyFinance #ุงูุชุตุงุฏุฅูุทุงููุง #ุถุบูุทู
ุตุฑููุฉ #ุงูุฎูุงุถุนูุงุฑู #ุฃุฒู
ุฉCRE #ูุฑูุถุบูุฑู
ุณุฏุฏุฉ #UniCredit #Generali #ุชุจุงุทุคุงูุชุตุงุฏู #ุงุถุทุฑุงุจุงุชุชุฌุงุฑูุฉ #ุจูููุฅูููู
ูุฉ #ุงุณุชูุฑุงุฑู
ุงูู #ุชุฌุงุฑุฉุนุงูู
ูุฉ #ุณููุงูุนูุงุฑุงุชููุฅูุทุงููุง #ุชุญุฏูุงุชุงูุชุตุงุฏูุฉ
Japanese / ๆฅๆฌ่ช
ใคใฟใชใขใฎ้่ๅต๏ผ้่กใธใฎๅงๅใไธๅ็ฃๅธๅ ดใฎ่ฆๆฆใ็ตๆธ็่ชฒ้ก
ๆตฎใใถๆ็ฏใ้้ใใใ้ใใ็
งใใ๏ผใคใฟใชใขใฎ้่ๆททไนฑใฎไธญใงๅธๆใใกใใคใ
ไธป่ฆใใคใณใ
- 2025ๅนด6ๆ2ๆฅๆ็นใงใใคใฟใชใขใงใฏๅคง่ฆๆจกใช้่ก้้ใฏๅ ฑๅใใใฆใใพใใใใ้่กใฏไธ่ฏๅตๆจฉ๏ผNPLs๏ผใฎๅขๅ ใจไธๅ็ฃๅธๅ ดใฎๅทใ่พผใฟใซใใใชในใฏใซ็ด้ขใใฆใใใXใฎๆ็จฟใงใคใฟใชใขใฎๅ ฌ็ๅตๅๆฐดๆบใซ้ขใใๆธๅฟตใๆๆใใใฆใใพใใ
- ๆๆชใฎใใใฉใผใใณในใ็คบใ้่กใซใฏใๅๆฅญ็จไธๅ็ฃ๏ผCRE๏ผใNPLsใธใฎ้ซใใจใฏในใใผใธใฃใผใๆใค้่กใใUniCreditใฎใใใชๅคง้่กใๅซใพใใ็ตๆธ็ไธ็ขบๅฎๆงใจๅณใใ่ฒกๅๆกไปถใซ็ด้ขใใฆใใพใใ
- ใคใฟใชใขใฎๆ ชๅผใ้่ไผ็คพใไธๅ็ฃไผ็คพใฏใไธๅ็ฃไพกๅคใฎไฝไธใ้ซใๅๅ ฅใณในใใใฐใญใผใใซใช่ฒฟๆใฎๆททไนฑใซใใๅงๅใๅใใGeneraliใฎใใใชไผๆฅญใฏใใๅบ็ฏใช็ตๆธๆธ้ใฎไธญใงๆๅคฑใ่ขซใฃใฆใใพใใ
- ใคใฟใชใข็ตๆธใฏ่ๅผฑๆงใ็คบใใฆใใใ็นใซใใฉใใจใญใผใใฎไธๅ็ฃใปใฏใฟใผใฏใใคใณใใฌใใฐใญใผใใซใช็ตๆธ็้้ขจใ้ซใๅ ฌ็ๅตๅ่ฒ ๆ ใซใใฃใฆๆชๅใใ่ชฒ้กใซ็ด้ขใใฆใใพใใ
ใฟใฐ:
#ZendItalyFinance #ใคใฟใชใข็ตๆธ #้่กๅงๅ #ไธๅ็ฃไธ่ฝ #CREๅฑๆฉ #ไธ่ฏๅตๆจฉ #UniCredit #Generali #็ตๆธๆธ้ #่ฒฟๆๆททไนฑ #ๅฐๅ้่ก #้่ๅฎๅฎๆง #ใฐใญใผใใซ่ฒฟๆ #ใคใฟใชใขไธๅ็ฃๅธๅ ด #็ตๆธ็่ชฒ้ก
Chinese / ไธญๆ
ๆๅคงๅฉ็้่้ฃๆด๏ผ้ถ่กๅๅใๆฟๅฐไบงๅธๅบๅฐๅขๅ็ปๆตๆๆ
ๆผๆตฎ็็ฏ็ฌผ็
งไบฎไบไธๆกๅ
ณ้ญ็่ก้๏ผๆๅคงๅฉ็้่ๅจ่กไธญๅธๆ้ช็
ๅ ณ้ฎ็น
- ๆช่ณ2025ๅนด6ๆ2ๆฅ๏ผๆๅคงๅฉๆชๆฅๅ้ๅคง้ถ่กๅ ณ้ญ๏ผไฝ้ถ่กๅ ไธ่ฏ่ดทๆฌพ๏ผNPLs๏ผๅขๅ ๅๆฟๅฐไบงๅธๅบ้ๆธฉ่้ขไธด้ฃ้ฉ๏ผXไธ็ๅธๅญๆๅบๆๅคงๅฉๅ ฌๅ ฑๅบๅกๆฐดๅนณๅผๅๆ ๅฟงใ
- ่กจ็ฐๆๅทฎ็้ถ่กๅ ๆฌๅไธๆฟๅฐไบง๏ผCRE๏ผๅNPLs้ซๆด้ฒ็้ถ่ก๏ผไปฅๅๅUniCredit่ฟๆ ท็ๅคงๅ้ถ่ก๏ผๅ ็ปๆตไธ็กฎๅฎๆงๅ้่ๆกไปถๆถ็ดง่้ขไธดๆๆใ
- ๆๅคงๅฉ็่ก็ฅจใ้่ๅ ฌๅธๅๆฟๅฐไบงๅ ฌๅธๅ ๆฟๅฐไบงไปทๅผไธ้ใ้ซๅ่ดทๆๆฌๅๅ จ็่ดธๆไธญๆญ่ๆฟๅๅๅ๏ผๅGenerali่ฟๆ ท็ๅ ฌๅธๅจๆดๅนฟๆณ็็ปๆตๆพ็ผไธญๅบ็ฐไบๆใ
- ๆๅคงๅฉ็ปๆตๆพ็คบๅบ่ๅผฑๆง๏ผ็นๅซๆฏๅจ็ฑณๅ ฐๅ็ฝ้ฉฌ็ๆฟๅฐไบง่กไธ้ขไธดๆๆ๏ผๅๅฐ้่ดง่จ่ใๅ จ็็ปๆต้้ฃๅ้ซๅ ฌๅ ฑๅบๅก่ดๆ ็ๅ ๅงใ
ๆ ็ญพ:
#ZendItalyFinance #ๆๅคงๅฉ็ปๆต #้ถ่กๅๅ #ๆฟๅฐไบงไธๆป #CREๅฑๆบ #ไธ่ฏ่ดทๆฌพ #UniCredit #Generali #็ปๆตๆพ็ผ #่ดธๆไธญๆญ #ๅฐๅบ้ถ่ก #้่็จณๅฎๆง #ๅ
จ็่ดธๆ #ๆๅคงๅฉๆฟๅฐไบงๅธๅบ #็ปๆตๆๆ
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