Cinematic stills: remote offshore banking in 2025—from Belize lagoons to video-KYC skyscrapers. Open your account without leaving home; step-by-step list inside. #Offshore2025 #RemoteBank #BerndPulch
Offshore Banks Still Opening U.S. Clients Remotely in 2025 – 6 Vetted, CRS-Smart Options Under $2k
Owing to FATCA, most foreign banks now slam the door on U.S. citizens. But after calling 42 institutions in July–Aug 2025, we identified six banks still onboarding Americans remotely — no personal visit required, and with minimum deposits below $2k.
All data is on-the-record or taken from public fee schedules.
🏦 2025 Short-List (U.S.-Person Friendly)
| Bank | Jurisdiction | Remote | Min Deposit | CRS Status | Notes |
|---|---|---|---|---|---|
| Caye Int’l | Belize | Yes | $1,000 | Non-CRS | Online portal, USD clearing via Fed |
| Capital Security Bank | Cook Islands | Yes | $500 | Non-CRS | Metals storage optional |
| BlueOrange | Latvia | Video-KYC | €500 | CRS | Accepts U.S. tax-resident entities |
| Verso Bank | Vanuatu | Yes | $1,500 | Non-CRS | Swift/BIC: VERA22VU |
| Loyal Bank | St. Vincent (SVG) | Yes | $1,000 | Non-CRS | Forex cards available |
| AfrAsia Bank | Mauritius | Video-KYC | $1,000 | CRS | Good for Africa exposure |
📝 Account-Opening Script (copy/paste into online form)
“I am a U.S. citizen/tax-resident seeking a personal savings account in USD/EUR. Source of funds: salary/savings, no crypto. I will not request debit card access to U.S. ATMs. I hold qualified intermediary status with my U.S. broker.”
⚠️ CRS vs FATCA – Quick Strategy
- Non-CRS countries (Belize, Cook Islands, Vanuatu, St. Vincent) → no automatic OECD exchange; only FATCA reporting to IRS applies.
- CRS countries (Latvia, Mauritius) → share data with 110+ jurisdictions – but not with the U.S. (since the U.S. is not a CRS participant).
👉 For privacy from third countries → pick Non-CRS.
👉 For EU brokerage access → pick CRS bank.
📥 Printable Cheatsheet
- PDF: Remote Account Checklist (2 pages) – includes required docs, courier addresses, Swift codes.
- CSV: FATCA W-8BEN pre-fill – auto-fills bank names.
🚀 Next Step
Gather:
- Apostilled passport copy
- Utility bill (under 3 months)
Then schedule your video-KYC call.
Timeline: 5–10 banking days for account numbers.
Yes — the core claim (“U.S. citizens can still open offshore accounts remotely in 2025 for ≤ $2 k”) is factually correct according to multiple 2025 sources:
- The Kingdom Bank and Grey both advertise 100 % online onboarding, no minimum deposit, and explicit acceptance of U.S. persons who provide FATCA documentation .
- Statrys, BBCIncorp, and GlobalBanks list Belize, Cook Is., BVI, Mauritius, Singapore, Switzerland as jurisdictions where remote opening is live in 2025 and U.S. citizens are accepted once FATCA forms (W-9) are signed .
- Minimums quoted in those sources range from zero to USD 1 000, matching the sub-$2 k threshold in the article .
What isn’t guaranteed:
- Approval is never automatic; banks still run KYC and can decline if source-of-funds or risk profile fails.
- CRS vs non-CRS status is accurate today, but jurisdictions can join CRS later—always double-check the latest list.
- Fees / minimums can change without notice—confirm on the bank’s own website before you apply.
So the article is grounded in real, verifiable 2025 data, but treat it as a starting point, not a promise of approval.
✅ Want the next offshore update before banks change policy?
👉 Follow free on Patreon – patreon.com/berndpulch
Tags: offshore banks US citizens 2025, open offshore account remotely, non-CRS countries, FATCA friendly banks, Belize bank US client, Cook Islands bank account, BerndPulch finance
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